TIJORAT BANKLARIDA ISLOMIY MOLIYALASHTIRISH ASOSLARI
Ключевые слова:
Islomiy moliya, Ribo, Murobaha, Musharaka, AAOIFI, Maqasid al-Sharia, iqtisodiy barqarorlik.Аннотация
Ushbu maqolada islomiy moliyalashtirish tizimining fundamental asoslari va ularning zamonaviy iqtisodiy barqarorlikni ta’minlashdagi roli tadqiq etiladi. Tadqiqotning maqsadi islomiy moliya instrumentlarining an’anaviy moliya mahsulotlaridan farqli jihatlarini hamda AAOIFI standartlarining ushbu tizimdagi ahamiyatini yoritib berishdan iborat. Ishda qiyosiy tahlil va tizimli yondashuv metodlaridan foydalanilgan. Natijalar shuni ko‘rsatadiki, aktivlarga asoslangan moliyalashtirish va xatarlarni taqsimlash (PLS) mexanizmlari iqtisodiy inqirozlar davrida moliyaviy tizim barqarorligini oshiruvchi asosiy omil bo‘lib xizmat qiladi.
Xulosa sifatida O‘zbekiston moliya bozorida islomiy moliya darchalarini joriy etish bo‘yicha ilmiy-amaliy tavsiyalar ishlab chiqilgan.
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